Select your monthly salary range for personalized loan recommendations.
Select Your Monthly Salary Range
10,000 - 20,000
20,000 - 50,000
50,000 - 75,000
75,000 - 100,000
100,000 - 150,000
150,000 - 200,000
200,000 - 300,000
300,000 - 500,000
500,000+
Income-Based Loan Eligibility
Your monthly salary determines your loan eligibility and the maximum amount you can borrow:
- Debt-to-Income Ratio: Most lenders prefer EMI to be 30-40% of monthly income
- Higher Income Benefits: Better interest rates and higher loan amounts
- Stable Income: Regular salary increases loan approval chances
- Multiple Income Sources: Additional income can improve eligibility
Salary Range Guidelines
Different salary ranges typically qualify for different loan products and amounts. Higher income brackets often receive:
- Lower interest rates
- Higher loan amounts
- Flexible repayment terms
- Premium banking services
- Faster loan processing
Salary-Based Loan Limits
Most lenders offer loan amounts ranging from 10-15 times your monthly salary for personal loans, and up to 60 times for home loans, depending on your repayment capacity and credit profile.
EMI Planning Tips
Plan your EMI to be comfortable within your budget. Consider future expenses, emergency funds, and potential income changes when deciding on loan tenure and amount.